{"id":7198,"date":"2026-04-27T20:18:19","date_gmt":"2026-04-27T20:18:19","guid":{"rendered":"https:\/\/digkrypton.com\/index.php\/2026\/04\/27\/aven-launches-bitcoin-backed-visa-card-offering-up-to-1-million-credit-lines-without-asset-sales\/"},"modified":"2026-04-27T20:18:19","modified_gmt":"2026-04-27T20:18:19","slug":"aven-launches-bitcoin-backed-visa-card-offering-up-to-1-million-credit-lines-without-asset-sales","status":"publish","type":"post","link":"https:\/\/digkrypton.com\/index.php\/2026\/04\/27\/aven-launches-bitcoin-backed-visa-card-offering-up-to-1-million-credit-lines-without-asset-sales\/","title":{"rendered":"Aven Launches Bitcoin-Backed Visa Card Offering Up to $1 Million Credit Lines Without Asset Sales"},"content":{"rendered":"

Bitcoin Magazine<\/a><\/p>\n

Aven Launches Bitcoin-Backed Visa Card Offering Up to $1 Million Credit Lines Without Asset Sales<\/a><\/p>\n

<\/div>\n

Aven has introduced a bitcoin-backed credit card<\/a> that allows users to borrow against digital assets without selling holdings, marking a shift in crypto-linked consumer finance, according to statements shared with Bitcoin Magazine.\u00a0<\/em><\/p>\n

The Aven Bitcoin Visa Card, unveiled today at the Bitcoin Conference 2026 in Las Vegas, provides a credit line of up to $1 million secured by bitcoin collateral. The product targets long-term holders seeking liquidity without triggering taxable events tied to asset sales.<\/p>\n

The card combines a revolving credit line with fixed-term loan options, offering repayment periods of up to 10 years. Interest rates for both structures start at 7.99% APR, which the company said is below typical rates in the bitcoin-backed lending market.<\/p>\n

\u201cThe industry norm for borrowing at fixed rates against bitcoin is a 1-year term. At\u00a0Aven, we have 10X the industry standard, unlocking a wide variety of use cases previously not feasible,\u201d Aven\u2019s Sisun Lee said, speaking at The Bitcoin Conference. <\/p>\n

Aven\u2019s bitcoin custody structure<\/h2>\n

Borrowers pledge bitcoin through custody and infrastructure provided by BitGo<\/a> Inc. and BitGo Bank & Trust, a federally regulated digital asset trust bank. The structure separates asset custody from card issuance, which is handled by Coastal Community Bank under a Visa network license.<\/p>\n

The product includes no annual or origination fees and offers 2% cash back on purchases. Aven<\/a> positions the card as a tool that bridges crypto holdings with traditional credit access, aiming to expand the utility of bitcoin within household balance sheets.<\/p>\n

The card also offers up to a 5-year interest-only period for added flexibility. The company is one of the few Bitcoin-backed loan providers offering both fixed-term and interest-only plans in the same product.<\/p>\n

\u201cAt\u00a0Aven\u00a0we believe that the hardest money ever created deserves the best financial products. With the\u00a0Aven\u00a0Bitcoin Card, we\u2019re just getting started,\u201d Lee said. <\/p>\n

Bitcoin-backed lending has grown with the rise in digital asset adoption, though it has faced scrutiny over risk management and collateral volatility. Fixed-rate, longer-term structures such as Aven\u2019s may appeal to borrowers seeking more predictable repayment schedules compared with margin-style loans that can face liquidation risk during price swings.<\/p>\n

Aven, founded in 2019, focuses on asset-backed lending products designed to lower borrowing costs. The company reports that its platform has saved customers more than $300 million in interest payments through March 2026.<\/p>\n

The launch signals continued convergence between crypto infrastructure and regulated financial services, as firms seek to integrate digital assets into mainstream credit markets while addressing risk, custody, and compliance requirements.<\/p>\n

This post Aven Launches Bitcoin-Backed Visa Card Offering Up to $1 Million Credit Lines Without Asset Sales<\/a> first appeared on Bitcoin Magazine<\/a> and is written by Micah Zimmerman<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"

Bitcoin Magazine Aven Launches Bitcoin-Backed Visa Card Offering Up to $1 Million Credit Lines Without Asset Sales Aven has introduced a bitcoin-backed credit card that allows users to borrow against digital assets without selling holdings, marking a shift in crypto-linked consumer finance, according to statements shared with Bitcoin Magazine.\u00a0 The Aven Bitcoin Visa Card, unveiled […]<\/p>\n","protected":false},"author":0,"featured_media":7199,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[1],"tags":[],"class_list":{"0":"post-7198","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bitcoin"},"acf":[],"_links":{"self":[{"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/posts\/7198","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/comments?post=7198"}],"version-history":[{"count":0,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/posts\/7198\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/media\/7199"}],"wp:attachment":[{"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/media?parent=7198"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/categories?post=7198"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/tags?post=7198"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}