Ether holders on the exchange can borrow up to $1M in USDC using ETH as collateral.
\nThat ensures access to liquidity\/cash without selling their holdings.
\nThe service is available in all US states, excluding New York.<\/p>\n
Leading exchange Coinbase has introduced a new feature that will likely reduce selling pressure amid the current broader crypto market turmoil.<\/p>\n
The trading platform has launched Ethereum-backed loans, allowing users in most American states to access on-chain cash without offloading their holdings.<\/p>\n
Notably, borrowers can use ETH assets as collateral and receive loans of up to $1,000,000 in USDC stablecoin.<\/p>\n
The team has confirmed on X:<\/p>\n
ETH-backed loans are here. You can borrow USDC against your Ethereum, unlocking liquidity without selling.<\/p>\n
If you believe in som\u039eTHing, this one’s for you.<\/p>\n
ETH-backed loans are here.<\/p>\n
You can borrow USDC against your Ethereum, unlocking liquidity without selling.<\/p>\n
Available now in the U.S. (ex. NY). pic.twitter.com\/eOvJ2BWPfr<\/a><\/p>\n \u2014 Coinbase \ud83d\udee1\ufe0f (@coinbase) November 20, 2025<\/a><\/p>\n\n This move is vital for Ethereum holders who want liquidity without dumping their tokens.<\/p>\n Rather than selling ETH and possibly missing out on potential price gains, Coinbase users can leverage their balances while keeping them intact.<\/p>\n The process is straightforward. Users deposit Ethereum on their Coinbase accounts as collateral to borrow USDC.<\/p>\n They receive back their collateral after repayment.<\/p>\n Meanwhile, customers will enjoy top-notch flexibility.<\/p>\n Individuals can borrow while maintaining exposure to their holdings, access funds almost instantly, and leverage USDC for various on-chain activities, including day-to-day expenses and trading.<\/p>\n Nevertheless, borrowers should consider the fact that Ethereum\u2019s price movements can impact their loans.<\/p>\n For instance, a swift decline in the alt\u2019s value could demand increasing collateral to avoid liquidation.<\/p>\n Accessing cash online means selling assets for most cryptocurrency investors, even sometimes facing tax consequences.<\/p>\n Coinbase solves that through Ethereum-backed loans, offering access to liquidity without offloading assets.<\/p>\n The development reflects how cryptocurrency firms are expanding beyond trading services.<\/p>\n Most networks are integrating lending, borrowing, and earning solutions for their users as digital assets\u2019 adoption continues.<\/p>\n Moreover, it confirmed Coinbase\u2019s trust in Ethereum as a legitimate financial instrument, equal to real-world assets (like real estate and stocks) that can serve collateral purposes.<\/p>\n Notably, Coinbase introduced cryptocurrency-backed loans in mid-January this years, and starget with Bitcoin.<\/p>\n The goal was to give users control over their finances while ensuring safety, speed, and transparency.<\/p>\n The team emphasized<\/a>:<\/p>\n Crypto-backed loans are another major step towards empowering our customers with greater control over their financial lives. Coinbase customers can now get easier, faster access to everyday financial services.<\/p>\n The new addition signals demand for such services as cryptocurrencies go mainstream.<\/p>\n The news comes as Ethereum battles overwhelming bearish sentiments.<\/p>\n It is trading at $2,837 after losing more than 3% and 13% the past day and week.<\/p>\n\n ETH should hold above the $2,800 support to prevent massive declines.<\/p>\n Ethereum requires massive trading volumes and renewed institutional interest, through ETFs, to recover from its current slumber.<\/p>\n The post Coinbase rolls out Ethereum-backed loans for users to borrow USDC without selling<\/a> appeared first on CoinJournal<\/a>.<\/p>","protected":false},"excerpt":{"rendered":" Ether holders on the exchange can borrow up to $1M in USDC using ETH as collateral. That ensures access to liquidity\/cash without selling their holdings. The service is available in all US states, excluding New York. Leading exchange Coinbase has introduced a new feature that will likely reduce selling pressure amid the current broader crypto […]<\/p>\n","protected":false},"author":0,"featured_media":5553,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[100],"tags":[],"class_list":{"0":"post-5552","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-ethereum"},"acf":[],"_links":{"self":[{"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/posts\/5552","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/comments?post=5552"}],"version-history":[{"count":0,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/posts\/5552\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/media\/5553"}],"wp:attachment":[{"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/media?parent=5552"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/categories?post=5552"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/tags?post=5552"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}How do ETH-backed loans work?<\/h2>\n
Why should you care?<\/h2>\n
ETH price outlook<\/h2>\n