{"id":5201,"date":"2025-10-24T14:16:29","date_gmt":"2025-10-24T14:16:29","guid":{"rendered":"https:\/\/digkrypton.com\/index.php\/2025\/10\/24\/jpmorgan-to-accept-bitcoin-as-loan-collateral-by-year-end\/"},"modified":"2025-10-24T14:16:29","modified_gmt":"2025-10-24T14:16:29","slug":"jpmorgan-to-accept-bitcoin-as-loan-collateral-by-year-end","status":"publish","type":"post","link":"https:\/\/digkrypton.com\/index.php\/2025\/10\/24\/jpmorgan-to-accept-bitcoin-as-loan-collateral-by-year-end\/","title":{"rendered":"JPMorgan to Accept Bitcoin as Loan Collateral by Year-End"},"content":{"rendered":"

Bitcoin Magazine<\/a><\/p>\n

JPMorgan to Accept Bitcoin as Loan Collateral by Year-End<\/a><\/p>\n

<\/div>\n

JPMorgan Chase plans to let institutional clients use Bitcoin (BTC) and Ethereum (ETH) as collateral for loans by the end of 2025, according to a Bloomberg<\/em> report<\/a>.\u00a0<\/p>\n

The new program, expected to roll out globally, will rely on a third-party custodian to safeguard pledged assets. The bank already allows crypto-linked<\/a> exchange-traded funds (ETFs) as collateral<\/a>, but this expansion would enable clients to borrow against their direct crypto holdings.<\/p>\n

The shift could make it easier for institutions to access liquidity without selling long-term digital asset positions \u2014 a use case that has gained traction among hedge funds and family offices.<\/p>\n

The development represents a broader acceptance of digital assets across the financial sector.\u00a0 Other major banks, including Morgan Stanley<\/a>, BNY Mellon, State Street, and Fidelity, have been expanding crypto custody and trading services amid increasing regulatory clarity in the U.S. and abroad.<\/p>\n

JPMorgan first began exploring lending against Bitcoin in 2022 but the project was delayed, according to Bloomberg.<\/em><\/p>\n

Jamie Dimon\u2019s changing tone on crypto<\/h2>\n

JPMorgan CEO Jamie Dimon has long been one of crypto\u2019s most vocal skeptics, previously calling Bitcoin a \u201cfraud\u201d and a \u201cpet rock.\u201d In 2023, he said he was \u201cdeeply opposed\u201d to Bitcoin and claimed it was used mainly for illicit activity.<\/p>\n

However, his tone has recently softened. \u201cI don\u2019t think we should smoke, but I defend your right to smoke,\u201d Dimon said earlier this year. \u201cI defend your right to buy Bitcoin, go at it.\u201d<\/p>\n

\n

In 2023, JPMorgan CEO Jamie Dimon said he was “deeply opposed” to Bitcoin and that it was for criminals.<\/p>\n

Today, JPMorgan plans to allow institutional clients to use Bitcoin as collateral. pic.twitter.com\/WMPg8qy9UW<\/a><\/p>\n

\u2014 Bitcoin Magazine (@BitcoinMagazine) October 24, 2025<\/a>\n<\/p><\/div>\n

Despite Dimon\u2019s reservations, JPMorgan has steadily increased its crypto exposure. The bank has launched the J.P. Morgan Deposit Token<\/a> (JPMD) \u2014 a blockchain-based alternative to stablecoins \u2014 and expanded its Kinexys blockchain network, which now processes more than $2 billion in daily transactions across carbon markets, supply chain finance, and cross-border payments.<\/p>\n

Bitcoin and Ethereum prices rise<\/h2>\n

Following the news, Bitcoin rose in the past 24 hours to trade above $111,000, while Ethereum gained 2% to hover just below $4,000, according to Bitcoin Magazine Pro data.<\/p>\n

Back in July, JPMorganChase and Coinbase announced<\/a> a strategic partnership to make Bitcoin and crypto access easier for their customers.\u00a0<\/p>\n

The deal included a direct bank-to-wallet connection, the ability to redeem Chase Ultimate Rewards points for crypto, and credit card funding for Coinbase accounts. Both the bank-to-wallet and rewards features were set to launch in 2026.\u00a0<\/p>\n

This post JPMorgan to Accept Bitcoin as Loan Collateral by Year-End<\/a> first appeared on Bitcoin Magazine<\/a> and is written by Micah Zimmerman<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"

Bitcoin Magazine JPMorgan to Accept Bitcoin as Loan Collateral by Year-End JPMorgan Chase plans to let institutional clients use Bitcoin (BTC) and Ethereum (ETH) as collateral for loans by the end of 2025, according to a Bloomberg report.\u00a0 The new program, expected to roll out globally, will rely on a third-party custodian to safeguard pledged […]<\/p>\n","protected":false},"author":0,"featured_media":5202,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[1],"tags":[],"class_list":{"0":"post-5201","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bitcoin"},"acf":[],"_links":{"self":[{"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/posts\/5201","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/comments?post=5201"}],"version-history":[{"count":0,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/posts\/5201\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/media\/5202"}],"wp:attachment":[{"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/media?parent=5201"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/categories?post=5201"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/tags?post=5201"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}