{"id":3248,"date":"2025-05-06T21:16:27","date_gmt":"2025-05-06T21:16:27","guid":{"rendered":"https:\/\/digkrypton.com\/index.php\/2025\/05\/06\/jack-mallers-strike-launches-bitcoin-backed-loans-for-eligible-u-s-customers\/"},"modified":"2025-05-06T21:16:27","modified_gmt":"2025-05-06T21:16:27","slug":"jack-mallers-strike-launches-bitcoin-backed-loans-for-eligible-u-s-customers","status":"publish","type":"post","link":"https:\/\/digkrypton.com\/index.php\/2025\/05\/06\/jack-mallers-strike-launches-bitcoin-backed-loans-for-eligible-u-s-customers\/","title":{"rendered":"Jack Maller\u2019s Strike Launches Bitcoin-Backed Loans for Eligible U.S. Customers"},"content":{"rendered":"

Bitcoin Magazine<\/a><\/p>\n

Jack Maller\u2019s Strike Launches Bitcoin-Backed Loans for Eligible U.S. Customers<\/a><\/p>\n

<\/div>\n

Strike has unveiled one of its most powerful and innovative features to date: bitcoin-backed loans.<\/a> For the first time, eligible users in select U.S. states<\/a> can now borrow cash against their bitcoin holdings without having to sell their cryptocurrency. This option allows individuals to access liquidity without losing their long-term exposure to bitcoin\u2019s price appreciation.<\/p>\n

\n

Announcing Strike Lending<\/p>\n

You shouldn\u2019t have to sell the best-performing asset in human history to access cash. Now you don’t have to.<\/p>\n

Access your bitcoin wealth without selling it. Build a better life on top of bitcoin with @Strike<\/a>.<\/p>\n

Borrow fiat. HODL #bitcoin<\/a>. pic.twitter.com\/t3SqVeu8fq<\/a><\/p>\n

\u2014 Jack Mallers (@jackmallers) May 6, 2025<\/a>\n<\/p><\/div>\n

The loans<\/a> range from $75,000 to $2,000,000, offering flexible terms of up to 12 months. Interest rates start at 12% APR, and Strike proudly offers these loans with no origination fees, making the service more attractive compared to many traditional lending options.<\/p>\n

This launch reflects a growing trend among long-term bitcoin holders. According to blockchain data from April 2025, 63% of bitcoin<\/a> supply hasn\u2019t moved in over a year, signaling strong conviction among holders. On Strike, more than 90% of bitcoin purchased is withdrawn to cold storage, showing that users tend to view bitcoin as a long-term investment rather than a short-term trade. Many of these holders are unwilling to sell their bitcoin due to its strong performance history, and now, with Strike\u2019s new loan offering, they won\u2019t need to.<\/p>\n

Strike is also introducing bitcoin-backed loans for businesses, with amounts ranging from $10,000 to $2,000,000. Business owners will benefit from the same competitive rates, flexible terms, and straightforward application process. This move opens up new opportunities for small and medium-sized enterprises to obtain working capital without needing to liquidate bitcoin held on their balance sheets.<\/p>\n

In addition, Strike<\/a> offers flexible repayment options\u2014borrowers can repay monthly or make a lump-sum payment at maturity. Users can also adjust their loan-to-value (LTV) ratio by adding more collateral if needed, reducing the risk of liquidation during volatile market conditions.<\/p>\n

The process is both simple and secure. Borrowers post bitcoin as collateral, receive cash in their accounts, and manage the loan entirely through the Strike app. Once the full loan amount, along with any accrued interest, is repaid, the bitcoin is safely returned to the user. There are no credit checks, no long approval processes, and no taxable events triggered by selling assets.<\/p>\n

By offering this new loan service, Strike is attempting to help expand the financial utility of bitcoin. It brings modern financial tools\u2014typically reserved for traditional assets like real estate or stocks\u2014into the world of Bitcoin. The company has partnered with vetted third-party capital providers to ensure secure custody and smooth loan execution.\u00a0<\/p>\n

This post Jack Maller\u2019s Strike Launches Bitcoin-Backed Loans for Eligible U.S. Customers<\/a> first appeared on Bitcoin Magazine<\/a> and is written by Oscar Zarraga Perez<\/a>.<\/p>","protected":false},"excerpt":{"rendered":"

Bitcoin Magazine Jack Maller\u2019s Strike Launches Bitcoin-Backed Loans for Eligible U.S. Customers Strike has unveiled one of its most powerful and innovative features to date: bitcoin-backed loans. For the first time, eligible users in select U.S. states can now borrow cash against their bitcoin holdings without having to sell their cryptocurrency. This option allows individuals […]<\/p>\n","protected":false},"author":0,"featured_media":3249,"comment_status":"","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"tdm_status":"","tdm_grid_status":"","footnotes":""},"categories":[1],"tags":[],"class_list":{"0":"post-3248","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-bitcoin"},"acf":[],"_links":{"self":[{"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/posts\/3248","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"replies":[{"embeddable":true,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/comments?post=3248"}],"version-history":[{"count":0,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/posts\/3248\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/media\/3249"}],"wp:attachment":[{"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/media?parent=3248"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/categories?post=3248"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/digkrypton.com\/index.php\/wp-json\/wp\/v2\/tags?post=3248"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}